While purchasing that dream house is fun, buying home insurance can feel like going through a maze. Buying insurance whether auto insurance, life insurance, or home insurance is one of the best ways to be protected.  If you really value the effort you gave to put up that house, have it insured. It could be the best decision you’ll ever make.

Typhoon Ondoy taught us that even residential areas in Metro Manila that we thought were flood-proof can get devastated by floodwaters. For this reason, you need to make sure that your home insurance policy covers “Acts of God” or “Acts of Nature”, which means that they are liable for natural phenomena like floods, lightning, earthquakes, and the like. In the event that your home gets damaged by a flood or similar nature, you can get your insurance provider to compensate for the repairs.

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