PPP Direct

Here’s another good news for us bloggers.  Payperpost announced the release of PPP Direct.  Now, it’s possible to make money by advertisers approaching the posties to make sponsored post for them.  There is a widget that bloggers can install and it will return badges on their site.  This can be clicked by advertisers and they can make an offer.  I’ve installed one and you can see it in my sidebar.

This is way better than competitors like Reviewme where they charge between 50-100% mark up on blogger’s post.  This mark up is to cover the expenses on facilitating the review, match-making, customer service processes, tax report and financial processing.  With PPP direct, you get to paid more as it do away with the middleman in transactions driven by our blogs.  PPP Direct only charges a 10% service fee and nearly 5% of that is PayPal and Credit Card Fees.

It also has security features to avoid spamming and ensure both bloggers and advertisers messy free transactions.  They sure do know how to attain a level of security that makes both sellers and buyers happy.

Check out the details here:
This is a great way for bloggers to maximize their earnings while having the safety and security of an escrow-like service.


Making Faces

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This is B.boy’s recent favorite pastime : making faces.  He’s super pa-cute.  :p  Whenever he sees the camera, he will start posing and smiling.  It is very amusing.  :)   I hope he stays that way so that we can have a very nice album for him to see when he grows up.

PPP

They say that work is best when you’re having fun doing it. I’ve always dreamed of writing reviews and was so glad i got to know companies advertise on blogs. Now, i can do what i love and earn added income on the side. Their website is pretty good for it has clear instructions on how to go about the whole thing.

I’ve signed up last week and was approved 3 days ago. In just that short while i’ve already earned $21.  I know it is still small but the opportunities are endless. And i’m certain that in just a few more weeks the earnings will trickle in.  :)   And what i’m going to do with it? Well, it could add to our mutual fund investment or maybe fund our next family trip.

I also got to know new friends at the forum who has been so helpful to a newbie like me. This is really a good find! I’m so excited as this will help readers find new information and for me to improve my writing skills. :)

I heart PPP.

Arrgh!

I was about to leave home from work today when yaya told me that she has done something wrong.  I asked her what and she hesitantly told me that she lost the 2 valves of my breastpumps last night.  I blew my cool as i’m hurrying for work and those pumps won’t work without the valves.  What irritated us the most is that M0rn1ng and i told her before to be cautious when cleaning the parts as those valves are easy to lose.  We explained that i will not be able to report for work if my pumps are not working.  We also told her that those little parts are costly,  300 bucks each.  Now she lost 2 so that’s 600 bucks down the drain.  :(   We also told her that those parts are not readily available.  For one, the Avent Center is at far-away Sta Mesa and sometimes they don’t have the stocks available.  Imagine going through all the hassle just because of the missing parts?

I’m so irritated when i heard that she lost it.  What irked me more is that she told me when i’m about to go hurrying to the office.  She should have told me earlier.  Kainis talaga!

Good thing i have kept the old valves (these were a bit worn out already). I’m not sure if they still work but i have no choice.  :(  

Online Shopping

Ever since i become a mom i’ve been addicted to shopping for my baby.  I love going to baby stores and my recent favorite is Big & Small.  However, sometimes it is more convenient to shop online.  It has a lot of benefits as we do not hassle ourselves with the large crowd at the mall.  It saves energy and time which is especially good for working mommies like me.

My favorite is the BabyCenter Store . They have a complete line of items that a parent needs, from baby bottles, to clothes, to toys.  You name it, they have it.  What i love is that they have a comprehensive list of reviews from parents that serves as buying guides.  Other than that, what makes it more exciting are the online shopping coupons.  You get discounts and that definitely makes shopping more fun!  :)

Top 5 Ilocos Food that I Miss

  • p6120117.JPGLobsters.  There are times that my dad can get those big ones for only 375 bucks a piece.  My officemate Debbie once asked me to buy her some because she has yet to try eating those.  With her permission i’m posting her picture here with the lobster she bought from us.
  • Longganisa.  Ilocano longganisa is very different from the one we buy from Pangpanga’s best.  It is a bit tangy, garlicky and salty instead of sweet.  My mom has a suki in Laoag and their longganisa is the best because it has more meat than fat and definitely tastier than the other brands.  Father inlaw loves those so much.  :)
  • Mangoes.  Dad also has a friend who is into the mango business.  Their mangoes are export quality and they don’t sell it locally.  We are able to buy because we are friends.  hehehe.  Their mangoes are so sweet and juicy.  My boss from HK adores those mangoes.
  • Bagnet.  This is ilocano version of Lechon Kawali.  Super delicious!  :)
  • Royal Bibingka.  The best ones are from Marsha’s and D’Sisters.

How about you? What food stuff from your province do you miss?  Share!  :)

Plastic trap?

Credit Cards! Do you have one? I’m sure you do.  How do you view it, is it a blessing or a curse?

For us it has proven advantageous because of the conveniences it offers :

  1. no need to carry much cash when shopping
  2. being able to take advantage of unexpected price reductions on needed merchandise.  there are also promos every now then.  right now, when we use our citibank card at waltermart makati, we get 2 free 1 liter box of nestle fresh milk.  last time it was pepsi max.  :)
  3. flexiblity that credit card affords by buying now and paying later.  we can maximize those 0% interest for appliances.
  4. quick access to cash in case of an emergency
  5. convenience of making purchases and payments online and on the phone.
  6. they also give rewards or miles for purchases you charge to your card.  We get to watch a free movies or dine-out using these points.
  7. i also get to use their one bill payment so that i can pay our bills with ease. no more long lines at the bayad centers.

We also don’t pay for annual fees.  I take note of our expiry date and redeem our points and pay our balance before that date.  Then i’ll call the credit card company to cut my card.  90% of the time they are more than willing to waive the annual fee for another year and another year and another.  hehehe

You see, plastic money can provide opportunities and advantages if properly utilized:)

How is it that it can become a trap?

  • When credit card holders don’t keep track of their expenditures.  It has been observed that many, after acquiring a card, become impulsive buyers.
  • When they use it without understanding how credit works.  Like the consequences of paying after the due date or not paying the total amount due.  They find out later on that interest and finance charges pile up and they are in deep debt.
  • There’s also a thing called fraudulent use of credit cards and that is becoming rampant nowadays.  I for one had been a victim once.  :(

So how do we avoid the trap?

  1. determine whether you really need a credit card or not.
  2. if you decide to have one, use them wisely. handle them as a business. become acquited with the procedures and check local laws that protect you from fraud. carefully check your monthly bills too.  make sure that you are not charged for purchases you did not make.
  3. avoid keeping a debit balance in your account.  we’ve been a card holder since year 2000 and we make sure that we pay our purchases in full.  however there are times that we need some time to pay or we find ourselves in deep debt then obtaining a credit card debt consolidation can offer a a good solution.

I believe we can avoid the plastic trap by being a thinking consumer and by using credit cards wisely.  :)

A Bike for M0rn1ng

I’m planning to buy M0rn1ng a new bike.  :)   He needs it so that he can go to his shop easily and save on transpo expenses.  It will be a good exercise too. 

I’ve given him a bike as a gift last year but sad to say it was stolen.  :(   You may read the full account here.  It was really disappointing as it’s a bit costly and it was barely used.  Oh well, it was good that it was the only item stolen and we were unharmed. 

I was browsing the web and chanced upon these cruiser bikes.  It looks like a perfect replacement as they are not expensive so we will not worry if we left it in our garage without locks.  These are also for fun and leisure riding.  I’m sure M0rn1ng will love it.

B.boy’s Latest Tricks

M0rn1ng:  Ano ang sabi ng cat?
B.boy:  Miiiiiiing  miiiing

M0rn1ng: Ano sabi ng dog?
B.boy: bow aw aw

M0rn1ng: Ano ang sabi ng lizard
B.boy: *makes clicking sounds using his tongue*

M0rn1ng: Ano ang sabi ng lion?
B.boy: Raaaaaaar!

M0rn1ng: Ano ang sabi ng goat
B.boy: Meeeeeee Meeeeeee

Amazing! He knows a lot of animal sounds already.  We’re one proud parents.  :)

Education

We are watching B.boy sleep last night and we are amazed on how fast he grows.  In just a matter of years he will be entering school already.  Wow!  We have to save up for that to ensure that he gets quality education.

I remember my childhood days when my mom used to help us on our schoolwork.  She reviews us for exams and i think her diligence paid off because my siblings and i are always on the top 3 in the school academic ranking.  I’d like to be able to do the same for B.boy too but i have apprehensions as i’m working full-time.  It’s good that there’s a thing called Innovative Tutor to lend a hand to busy parents.  But i believe that parents should still be involved in their children’s learning no matter how occupied they are.  We can work hand in hand with the tutors and teachers to boost optimal learning.

Oh i hope we can do that for B.boy. Afterall, we all want the best for our children.

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